Want to Learn Laser Training but putting it off due to finances?
Let us take away the stress and assist you into your Educational Pathway with our new 6, 12 & 18 Months Interest Free on Flexi Payment Plans & Flexi Purchases.
Please note: Q Card is available on full priced purchases only (discounted Diplomas, courses, bundled products, workshops, groups are not available for Q Card purchases).
*6 Months Interest Free is available on Flexi Payment Plans & Flexi Purchases for in-store purchases.
For all online and face to face courses over $200 our *6 Months Interest Free on Flexi Payment Plans & Flexi Purchases is an excellent option to get you started. For full Terms and Conditions see below.
For existing Q Card holders or new customers ready to apply and enrol, please select the button below.
**12 Months Interest Free is available on Flexi Payment Plans & Flexi Purchases for in-store purchases.
For all online and face to face courses over $450 our **12 Months Interest Free on Flexi Payment Plans & Flexi Purchases is going to give you a little extra leeway, on your learning pathway. For full Terms and Conditions see below.
For existing Q Card holders or new customers ready to apply and enrol, please select the button below.
Full Terms & Conditions for 6 & 12 Months Interest Free
*6 Months Interest Free is available on Flexi Payment Plans & Flexi Purchases for in-store purchases, minimum spend of over $200.
**12 Months Interest Free is available on Flexi Payment Plans & Flexi Purchases for in-store purchases, minimum spend of over $450.
A $55 Establishment fee applies for New Cardholders or a $35 Advance fee applies for Existing Cardholders.
A $50 Annual Account fee applies.
Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period.
Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period.
Standard Interest Rate, currently 27.99% p.a. applies to any outstanding balance at end of interest free period.
Lending criteria, fees, terms and conditions apply.
Rate and fees are correct at the time of publication but are subject to change.
Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard® International Incorporated.
Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice.
CE1 - Core Essentials: 18 Months Interest Free is available on Flexi Payment Plans & Flexi Purchases for in-store purchases.
For CE1 3 day or CE1 2 day theory only courses over *$1000 to receive 18 Months Interest Free on Flexi Payment Plans & Flexi Purchases is going to give you a little extra leeway, on your learning pathway. For full Terms and Conditions see below.
For existing Q Card holders or new customers ready to apply and enrol, please select the button below.
CE1 - Core Essentials Full Terms & Conditions for 18 Months Interest Free
Minimum purchase of *$1000 to receive 18 Months Interest Free is available on Flexi Payment Plans & Flexi Purchases for CE1 3 day or CE1 2 day theory courses for October 2023 thru to October 2024 - non transferable.
A $55 Establishment fee applies for New Cardholders or a $35 Advance fee applies for Existing Cardholders.
A $50 Annual Account fee applies.
Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period.
Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period.
Standard Interest Rate, currently 27.99% p.a. applies to any outstanding balance at end of interest free period.
Offer expires 15 September 2024.
Lending criteria, fees, terms and conditions apply.
Rate and fees are correct at the time of publication but are subject to change.
Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard® International Incorporated.
Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice.
NZQA 400hr micro-credential: 18 Months Interest Free is available on Flexi Payment Plans & Flexi Purchases for in-store purchases.
For NZQA 400hr micro-credential programme spend over *$1000 to receive 18 Months Interest Free on Flexi Payment Plans & Flexi Purchases is going to give you a little extra leeway, on your learning pathway. For full Terms and Conditions see below.
For existing Q Card holders or new customers ready to apply and enrol, please select the button below.
NZQA 400hr micro-credential - Full Terms & Conditions for 18 Months Interest Free
Minimum purchase of *$1000 to receive 18 Months Interest Free is available on Flexi Payment Plans & Flexi Purchases for NZQA 400hr micro-credential for February thru to November 2024 commencements - non transferable.
A $55 Establishment fee applies for New Cardholders or a $35 Advance fee applies for Existing Cardholders.
A $50 Annual Account fee applies.
Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period.
Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period.
Standard Interest Rate, currently 27.99% p.a. applies to any outstanding balance at end of interest free period.
Offer expires 15 September 2024.
Lending criteria, fees, terms and conditions apply.
Rate and fees are correct at the time of publication but are subject to change.
Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard® International Incorporated.
Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice.
Although we make reasonable efforts to update information about Q Card on our Website, we make no representations, warranties or guarantees, whether express or implied, that this content on our Website is accurate, complete or up-to-date. We also do not warrant or represent that the information regarding Q Card available through the Website will meet your particular requirements or needs. We therefore suggest visiting www.qmastercard.co.nz for the most accurate and up-to-date information.
